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By accessing this web page the user agrees to the following terms and conditions of use:

1. The user agrees and acknowledges that Employee Benefits Administrators is not responsible or liable for any of the information contained on the web sites that can be accessed via the inks listed below.
2. The user understands that Employee Benefits Administrators does not warrant in any way the information available on the web sites listed below and that access is purely voluntary.
3. The user further understands that Employee Benefits Administrators may modify the links listed below at any time; and
4. The user understands and agrees that once a link is accessed the user has left the web site of Employee Benefits Administrators and information accessed is not warranted in any manner by Employee Benefits Administrators and any medical information accessed is not to be construed as medical advice given by Employee Benefits Administrators or endorsed by Employee Benefits Administrators.